Mortgage & Financing

Singapore Mortgage, TDSR & Financing Insights

Plain-English updates on SORA and fixed-rate trends, TDSR/MSR rules and refinancing considerations, drawn from public data and r/SgPropertyInvesting discussions.

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Live TDSR Safety Check

Max Allowable Debt Ceiling

Under 55% TDSR regulations, maximum monthly debt repayments across all loans is capped at:

Max Monthly Repayment Ceiling

$7,700 / mo

Stress-test interest rate evaluated at 4.00%
Max tenure calculated up to age 65 or 30 yrs
No obligation to proceed; any fees disclosed upfront

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Singapore Mortgage, TDSR & Financing Insights

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